Deal type
Used, older, and high hour iron
Brand money plans often limit how old a machine can be. Some firms look at value and shape instead. No single plan takes each used deal.
Where it is coming from
Seller type changes the file
Dealer used stock
Often the simplest. Dealer invoice, plate number, and shape notes are ready.
Auction
Timing is tight. Some firms fund auction buys. Many need the invoice and a fast title check.
Consignment
Consignment means the dealer sells a machine for its owner. Who owns it must be clear. Expect questions about the owner. Expect questions about any loan still on it.
Private sale
One owner sells straight to the buyer, with no dealer. The closest look of all. Expect a seller ID check. Expect a lien search. Expect a machine check.
Machine questions
Age, hours, and shape
- Year, hours, and plate or VIN photo.
- Recent service or check notes.
- Tracks, hoses, engine.
- Fair price versus recent like sales.
- Clear photos from all sides.
Title and lien
Ownership must be clean
- Who holds title, and can they sell?
- UCC lien search on the seller. That is a public check for lender claims.
- Payoff letter if a lender has a lien. A lien is a legal claim on the machine.
- Bill of sale with the plate number.
- Titled trucks need a clear title.
Used machine checklist
Five things each used file needs
Year
Model year from the plate.
Hours
A clear photo of the hour meter.
Title
Who owns it, and can they sell it?
Condition
Photos of all sides and a recent check.
Seller
Dealer, auction, consignment, or private party.
A lien is a claim a lender has on a machine until it is paid off. If the seller still owes money, the old loan must be paid off at closing. That is why we ask for a payoff letter. That is why we ask for a lien search.
The short version
Four simple answers
01
What this means for your dealership
- Older and high hour machines can still sell.
- Some firms look at value and shape, not just age.
- Auction and private-party deals need extra care.
02
When to send us a deal
- Your brand lender has an age or hour limit.
- The machine is from an auction or a private seller.
- The buyer wants a cheaper used unit.
03
What we need to look at it
- Plate number, hours, and photos of the machine.
- Title or bill of sale, plus any payoff letter.
- Price and where the machine is coming from.
04
What happens next
- A broker checks who owns it and shape papers.
- Firms decide if they can fund that age and seller type.
- Not each machine will make the cut.
Ready for a second look on tough deals?
Set up your dealership in the Greeniron partner portal. Our team reviews every new partner before deals flow.
Landscaping Equipment Financing LLC is a financing broker, not a direct lender. All financing subject to lender approval. Examples are illustrative; terms and availability vary.